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Having repairs done to your home after a severe storm can be super
stressful if you don't know how the process works. It can all be
overwhelming when dealing with insurance claims, damage control, and
policies. Recruiting a contractor that makes sure to take care of any
prevention for further property damage is a huge thing to consider.
There are usually 5 precautions that reputable roofing contractors will take
to avoid more property damage
1. Special Protective Equipment
With there being many types of equipment contractors can use to
protect your property, Southern Star Roofing, and Seamless Gutters
use tarps to protect the surroundings of your home like your windows,
vegetation, and garage doors. This keeps roofing debris from causing
damage during the roofing installation.
2. Durable Shingle Options
There are two main types of shingles: oxidized asphalt and
polymer-modified shingles
Asphalt shingles are the most common type that is used in the
process. We recommend your contractor use architectural (aka:
dimensional or laminated) shingles over the 3-tab shingles due to
their overlapping formation on the roof making them more resistant to
wind and hail damage and they also have a better manufacturer
warranty. The wind rating on the architectural shingles can stand up
to 110 to 130 mph (depending on thickness and weather) and they
usually have a 30-50- year lifespan. The older 3- tab shingles usually
only have a 20-25 year lifespan with a wind rating of maybe 60 mph.
The price difference between the two is small so you might as well go
for the one that is better quality.
Polymer-modified shingles look nearly identical to asphalt shingles
except for them being of much higher material quality. The inside is
made of rubber material that is more flexible and impact-resistant to
protect against hail, falling debris, etc. With this being a higher quality
shingle your insurance policy probably won't want to cover the entire
cost, but we still recommend installing it because:
1. Not having a higher-impact shingle puts you at a larger risk for
storm damage which makes it more likely for you to have to
make an insurance claim typically requiring you to pay your
deductible anyway.
2. Most insurance companies will offer you a discount for choosing
this shingle (usually up to 20% off). Make sure to confirm the
discount with your insurance agent before you choose these
shingles.
Choosing to install a higher-quality shingle, allows your contractor to
better help protect your home from future damages.
3. Offer warranties on new installs
There are a few types of warranties that we recommend you become
familiar with so that you are informed of all your options!
- Manufacturer/ Material Warranties
Make sure your contractor goes over this with you and have them explain
the materials he plans on using. Each manufacturer has their own
guidelines about what falls under their warranties and for how long. Also,
what would VOID their warranty? Your contractor is responsible for
following all instructions from the manufacturer to ensure that the warranty
isn't violated so it can remain valid after installation.
Get familiar with the warranty so you are aware of what the requirements
are. Also, get confirmation from your contractor that they have been
certified for the shingle type as it allows for upgraded warranties. These
types will be more likely to follow the manufacturer's installation
requirements.
- Workmanship Warranty
This is for the quality of the contractor’s workmanship. This is usually a
timed warranty that a contracting company will put in place to guarantee
free repairs for a certain amount of time on their work. We offer a 3-year
warranty on our gutter installs and a 10-year warranty for our roofs. This
allows time for you to notice any problems that could happen over time
from natural causes that you may not have seen in the beginning.
4. Annual roof inspections
We offer free annual roofing inspections! Even if you can't see any damage
or think that there isn't any, it’s a good idea to get it professionally checked
out just to be safe. You do not want to wait until you SEE the damage
because then it might be too late and now you're facing more extensive and
expensive repairs. Being proactive and scheduling yearly roof maintenance
will always be the better and cheaper option.
5. Having reputable experience
We pride ourselves on being knowledgeable and having experience in this
industry. It’s always a good sign when you can trust that your contractors
know what they're doing, what to look for, and aren't trying to cheat or scam
you to make the biggest dollar.
It is vital to have a contractor that is willing to help you with the insurance
claim process and one that will be on your team and advocate for you
instead of taking the lowest estimate insurance provides. You should be
confident that your contractor has experience in working with the insurance
providers in the roofing jobs that deal with storm damage.
Also, a good thing to note is the quality of your contractor’s reputation
within the community. Making sure they are reputable and stable so that if
you need to use their warranty, you are confident that they will come
through.
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